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Video instructions and help with filling out and completing how does a simple ira grow
What's up you guys it's Graham here so today I'm going to make a video about what a Roth IRA is and why it is so important to sign up for one of these things as soon as you can and put money in it as soon as possible now this is one of these videos I recommend you do not click out of I highly recommend you watch it all the way through because it's that important I totally regret not doing this when I was a lot younger just like me not getting a credit card when I turned 18 me not signing up for a Roth IRA when I was like 16 17 18 years old in my opinion was a huge mistake and if you guys could learn from my mistakes all the best so that's why I highly recommend you watch this entire video I'll be explaining exactly what it is and why it's so important this is also the type of video that's going to make all the time you've spent on YouTube so far completely worthwhile which means that all this cat videos you've watched all this stupid digit spinner videos you watch all this thousand-degree nice challenge videos you watch they're all worthwhile because this video is that important like you have the chance to make hundreds of thousands of dollars tax-free just by opening up a Roth IRA and contributing to it like just to give you an example of the power of compound interest and investing as early as possible if you're 18 years old and you invest $1,000 in a Roth IRA by the time you're 60 years old that $1,000 is going to be worth seventeen thousand one hundred dollars adjusted for inflation now by the same example if you invested that same one thousand dollars at 19 years old instead of at age eighteen years old that one thousand dollars is only going to be worth $16,000 by the time you were sixty years old that means that one year difference will literally double your initial investment by the time you're 60 years old so that's why it's so important investing as early as you can this is also exactly why you should be doing this now especially if you're young while you're not earning a lot of money so this is what it is because it can use me so much when I was younger and I had no idea what it was I'm going to try to explain it as easily and as simply as I can okay so what I'm talking about it's for the Roth IRA what that stands for is individual retirement accounts so Roth IRA is a type of retirement account where you can put it up to $5,500 per year with no immediate tax deductions but when you're 59 and a half years old all that introduce all the you've made over many many years is all tax-free money.